Praises for what The Total Money Makeover has done for me and my wife so far: He tells you to run with everything you have to get out of money danger and into a peaceful future.Įric is telling his listeners to chase their dream as if life depends on it. Dave teaches that people need to outrun the normal practices of the world that trap people in debt. A gazelle, however, runs with all it can because any mistake could result in pain or death.ĭave was wise to choose the gazelle, as is Eric for choosing the lion because they each discuss different goals. They both work for survival each and every day. Whichever species is more intense cannot be decided based on the reason of their efforts because a lion works to eat and survive just as the gazelle runs to stay alive. Wait? Is the gazelle or the lion more intense? Dave talks all about how you need to work with “Gazelle Intensity” to get to where you want to be financially. And even when you reach your goal, you grind again to continue to grow, thrive, and survive.īecause I like listening to Eric’s “Thank God it’s Monday” YouTube channel and his podcasts, reading Dave Ramsey’s baby steps gave me a new perspective. Eric's point is to show that you must not give up, you must try again and again until you conquer your goal like the lion. A lion wakes each day knowing it needs to hunt down its food in order to survive. To keep my dreams alive, I like to follow people on social media who embody the follow your dreams mentality: people like and Thomas, a motivational guru, talks often about being a lion and not a gazelle. Morgan taught me, but I focus more on the work part today. The truth, however, is that I can't afford not to take the time to budget and plan, and as Dave always says, “don’t worship your credit score-because you can live without it.”ĭave’s 7 baby steps to financial peace are what make this book, in my opinion, needed in every home.

I believed that I didn't have time to budget or plan for retirement.

For example, I thought that a credit score was necessary to get an apartment or home.

I was caught by this point when he showed how easy it is to buy into financial lies. In the beginning of The Total Money Makeover, Dave tells his readers all about the many myths concerning money and debt that need to be debunked. Give him another shot because what is in his book is worth more than what I paid for some of my college courses. So if you are like me and can’t stand Dave’s writing, listen to him for a while and try again. He says things directly as he means them to be said, which on paper sounds strange, but in person it is funny. Dave speaks with a strong southern accent.

The total money makeover en espanol